Bruce Kitterman

Welcome to Kitterman State Farm! 🌟

Based in Rapid City, SD, we enjoy serving our neighbors across the Black Hills, all of South Dakota, and throughout the region, including Wyoming, Nebraska, and Minnesota. We're proud to help individuals, families, and business owners navigate their insurance needs with friendly, personalized guidance and a comfortable experience from start to finish. Whether you're reviewing your current coverage or exploring new options, we're here to assist with Auto Insurance, Home Insurance, Life Insurance, Business Insurance, and more.

💰🚘 Thanks to our customer-first mutual structure, State Farm Mutual Automobile Insurance Company is returning $5 billion in cash back to qualifying auto policyholders. This unique model allows us to focus on the people we serve while reflecting State Farm's long-standing financial strength and stability. In addition, Auto Insurance costs were reduced in 40 states by an average of 10% in 2025, helping deliver meaningful savings alongside dependable coverage and service.

🌄 Rooted in Western South Dakota

My wife and I are high school sweethearts, born and raised in Wall, SD, and we've always been proud to call Western South Dakota home. We have three adult children, an old Golden Retriever, and deep family roots throughout the region. Both of our parents still live in the homes we grew up in, and much of our extended family continues to call Western South Dakota home. Those lifelong local connections give me a real appreciation for the people, communities, and values that make the Black Hills area such a special place to live and work.

🤝 Meet Your Agent – Bruce Kitterman

I began my State Farm internship in November 2013 and opened my agency on August 1, 2014. Since then, I've been proud to serve customers from our Rapid City office, helping individuals and families make informed decisions about protecting what matters most. Before becoming an agent, I worked in the surgical and pharmaceutical products industry, but I was looking for an opportunity to spend more time at home with my family while continuing to build meaningful relationships with the people I serve.

One thing that sets our office apart is our experienced team of tenured professionals. We believe every customer deserves personalized attention, and we focus on providing customized recommendations based on individual needs and goals rather than taking a one-size-fits-all approach. Our agency's primary focus includes Auto Insurance, Home Insurance, Life Insurance, and individual protection products, and we're committed to helping customers understand their options with clear, straightforward conversations.

🌲 Life Beyond the Office

When I'm not in the office, you'll usually find me golfing, hunting, camping, snowboarding, or spending time outdoors with family and friends. Living and working in the Black Hills has given me a deep connection to the area, and our agency is proud to support organizations throughout the community, including Young Life, the Black Hills Home Builders Association, the Black Hills Association of Realtors, South Dakota Multi-Housing, and many other local groups.

📍 Serving the Black Hills and Beyond

We proudly serve customers throughout Rapid City, Box Elder, Summerset, Hermosa, Hill City, Keystone, and communities across the Black Hills. Our office is conveniently located just a few blocks east of Monument Hospital near the corner of Campbell and Fairmont. We are happy to meet with customers in our office, virtually, or at a location that works for them.

📞 Let’s Connect

If you're looking for guidance on Auto Insurance, Home Insurance, Life Insurance, Business Insurance, or other coverage needs, call, text, or stop by our Rapid City office and we'd be happy to help.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Bruce, your local State Farm agent in Rapid City, SD, is here to help.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Have questions? Bruce in Rapid City can walk you through your options.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Bruce works with Rapid City residents to find coverage that fits.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Connect with Bruce for insurance guidance in Rapid City.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Rapid City, you can count on Bruce for personalized service.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Bruce is here to help your Rapid City household feel covered.